Some of this knowledge comes from experience. One of the biggest hurdles for new budgeters is figuring out how much to budget on different expenses.
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You just need to find the budgeting approach that works for your goals and life situation. We view budgeting as painful self-denial, something that takes all the fun out of life.ĭone properly, though, budgeting can be empowering and even life-changing. When we hear a friend is “on a budget”, our first reaction is to feel sorry for them.
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